Motorcycle Insurance in Redmond, Oregon

Why Choose QuoteDesign in Redmond?

QuoteDesign is the business to trust when it comes to offering specialized motorcycle insurance in Oregon. By partnering with a network of top motorcycle insurers, including Progressive, we can guarantee you’ll receive the best rates and coverage in Redmond.

How Motorcycle Insurance Differs from Auto Insurance

Unlike our offerings in Bend, motorcycle insurance isn’t just a repackaged auto insurance policy. These are specialized insurance policies designed to address the unique risks that come with riding motorcycles and other recreational vehicles.

Liability Coverage

Liability coverage is an essential component of any good Oregon motorcycle insurance policy. It’s designed to cover medical bills and loss of income for the other party if you’re at fault in an accident. With liability coverage, you’re better prepared to handle the financial consequences that could arise from an unfortunate incident on the road.

Personal Injury Protection

Personal Injury Protection (or PIP) serves as a financial safety net if you get injured while riding your motorcycle. This aspect of your insurance policy helps cover medical expenses, regardless of who is at fault, ensuring that you don’t have to bear the brunt of hefty medical bills.

Uninsured Motorists Coverage

Uninsured Motorists Coverage provides an additional layer of protection against drivers who are either uninsured or underinsured. In the unfortunate event of an accident where the other driver lacks adequate insurance, this portion of your policy kicks in to cover the costs.

For those with ATVs and RVs, the scope of coverage extends beyond the basics:

Bodily Injury Liability

This covers the medical costs and any loss of income for someone else if they are injured and you’re found at fault. It’s an important piece of coverage to consider, especially if you frequently have passengers or travel in high-traffic areas.

Property Damage Liability

Property Damage Liability takes care of any damage to another person’s property caused by your vehicle. This can range from minor fender benders to significant damage to structures like fences or lamp posts.

Uninsured and Underinsured Motorist Coverage

Just like with motorcycles, this coverage offers protection in case you’re involved in an accident with an uninsured or underinsured driver. It’s an often-overlooked but highly valuable aspect of any comprehensive recreational vehicle insurance policy.

Medical Payments

This part covers the cost of medical treatment for you and your passengers if involved in an accident, irrespective of who is at fault.

Collision

Collision coverage specifically pays for any damage to your RV or ATV that occurs as a result of colliding with another vehicle or object.

Comprehensive

This broader coverage protects you against losses from other situations like theft, fire, or natural disasters such as floods and storms.

Who in Redmond Needs This Coverage?

If you’re residing in or visiting Redmond and plan on venturing out on your motorcycle, ATV, or RV, securing the right coverage is not just advisable, it’s essential. Request a quote to find out how cost-effective and comprehensive your coverage options can be.

For more personalized guidance, feel free to contact our agents who are standing by to provide the customized advice you need for a worry-free adventure in Redmond.

Motorcycle Insurance on Your Mind? Think QuoteDesign

Providing insurance to Redmond and Bend, Oregon